tag:blogger.com,1999:blog-31107400.post3488107837365455663..comments2024-01-07T19:55:48.622-08:00Comments on Northwest Ladybug: Dear Bank of America:Carolhttp://www.blogger.com/profile/07918419288660146429noreply@blogger.comBlogger9125tag:blogger.com,1999:blog-31107400.post-62205882838377696992009-08-06T01:02:55.522-07:002009-08-06T01:02:55.522-07:00We left BoA for a reason. You have to keep an eag...We left BoA for a reason. You have to keep an eagle-eye on the accounts. They will hold out and not deduct for over a week sometimes. If you forget about that $6 Starbucks purchase you are SCREWED. One time we even pulled out money at an ATM at 8pm one night, the next morning at 8am we were overdrafted a couple hundred (while living on unemployment - we didn't have much money to begin with!) because of a ton of fees because BoA holds out on deducting debit transactions. This is 2009 - everything happens instantly. It's ridiculous. We have been happy with BECU since. I really believe BoA targets those who do not make much to begin with and may not keep much money in the account - and wait until you are dangerously low on purpose. They were just horrible.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-31107400.post-68718510108548663252009-08-04T00:06:54.555-07:002009-08-04T00:06:54.555-07:00I ditto the credit union. BECU rocks. For profit b...I ditto the credit union. BECU rocks. For profit banks are evil. BofA is particularly evil. I had my biz account with them for a while and I closed it out a couple of years ago.ziahttp://ziamunshi.comnoreply@blogger.comtag:blogger.com,1999:blog-31107400.post-55430691453264435222009-07-30T19:33:37.337-07:002009-07-30T19:33:37.337-07:00i second everybody else's suggestions about go...i second everybody else's suggestions about going with a credit union. my credit union does, in fact, send me text message and email alerts when my money dips below an amount i set. actually, come to think of it, so does my schwab account and my usbank account.... you sure they don't have alert options? i know BofA is lame, but i'm sure you've also talked to the guilty party about monitoring their finances and funds, too. it's not the bank's fault they spent more than they had, and sometimes all the text messages in the world won't help a person.<br /><br />rachelAnonymousnoreply@blogger.comtag:blogger.com,1999:blog-31107400.post-27686028657370427102009-07-29T12:36:47.224-07:002009-07-29T12:36:47.224-07:00This is why I keep an account open in Minnesota at...This is why I keep an account open in Minnesota at our (not so small anymore) credit union. I get an email if my account gets below an amount I set. actually there are a host of alerts I can recieve. I also use mint.com's alerts to notify me of large transactions, etc. Works great. I seriously dislike large banks, though we keep one open in order to more easily wire money from Kevin's overseas job(s). :)Mariahttps://www.blogger.com/profile/13783085707283000645noreply@blogger.comtag:blogger.com,1999:blog-31107400.post-23061384111846326192009-07-29T09:32:38.140-07:002009-07-29T09:32:38.140-07:00I closed our Bank Of America account several years...I closed our Bank Of America account several years ago and signed up with the Boeing Employees Credit Union (you don't have to be an employee). They are non-profit and don't charge you fees for every little thing.Renatenoreply@blogger.comtag:blogger.com,1999:blog-31107400.post-28388767316942922522009-07-28T23:16:27.206-07:002009-07-28T23:16:27.206-07:00Those fees boggle the mind! I think a text would b...Those fees boggle the mind! I think a text would be perfect, but as you said, that would take effort and not provide them with interest. However, around my house, that particular child's head would roll.Margarethttps://www.blogger.com/profile/17197599882756386184noreply@blogger.comtag:blogger.com,1999:blog-31107400.post-83662812773092148822009-07-28T22:20:01.809-07:002009-07-28T22:20:01.809-07:00I have been through the same experiences with my 2...I have been through the same experiences with my 2 sons, and I know exactly what you are talking about. <br />Lets's start a movement, I am in.<br />But not this week either because the heat here in Tx ist killing me..<br />But I am so tired of banks greed.<br />I mean we are talking about students accounts.<br />Just unbelievable.<br />SusanneAnonymousnoreply@blogger.comtag:blogger.com,1999:blog-31107400.post-22519269840624086012009-07-28T21:13:40.555-07:002009-07-28T21:13:40.555-07:00You are SO right on with this. I'm so sick and...You are SO right on with this. I'm so sick and tired of GREEDY. On the backs of all of us who can least afford these fees. (Or interest. Or you name it). That said, I do highly recommend a credit union in lieu of a bank. They've relaxed their membership requirements so anyone in Washington can now join the Boeing CU, for example. And the fees, interest, etc. tend to me a lot less than a BANK. (Take THAT, bank!)Tonyahttp://agategal.typepad.com/kingfisher_cove/noreply@blogger.comtag:blogger.com,1999:blog-31107400.post-20572396377318729382009-07-28T21:00:08.628-07:002009-07-28T21:00:08.628-07:00In Australia, the move is to get rid of those fees...In Australia, the move is to get rid of those fees....NAB has done so yesterday [ truly] and other major banks expected to follow. These fees stink stink stink for every one!! see www.nab.com.ausurfie999@gmail.comhttps://www.blogger.com/profile/05868151801037588945noreply@blogger.com